An appointment near Executive Square
UTC is part of the University community. The firm’s published La Jolla office is near UTC on Executive Square, so use the exact street address when planning the signing appointment.
The firm's La Jolla office is at 4275 Executive Square, Suite 200, with a second office in El Cajon. University City residents can use either location for the signing meeting and can start the consultation by phone or video. Confirm the appointment format and office before travelling. Documents can be uploaded electronically while Jeff prepares the case.
Convenient access to an office is useful, but the financial review still needs to be individual. A regular paycheck does not by itself tell you whether Chapter 7 or Chapter 13 is appropriate.
Eligibility is more than an income label
If you are unsure whether your income is too high for Chapter 7, ask Jeff to review the eligibility question rather than ruling yourself out. The means test and household expenses are part of that discussion. The firm's eligibility guide explains the basic idea; the consultation applies it to your records.
Chapter 13 can be an option for people with regular income who need a repayment approach. Its plan generally lasts three to five years, and the practical question is whether the proposed payments fit the situation. Jeff can explain the differences between a Chapter 7 case and a Chapter 13 plan, including the role of property and overdue secured payments.
Keep different debts visible
A credit card account, a tax balance and a student loan should not be treated as interchangeable items on a list. Identify each type when you describe the problem. The firm's existing resources explain that not every obligation is discharged. Ask specifically about debts that worry you instead of assuming an overall bankruptcy result will apply to each one.
If your concern includes a home or vehicle, note both the balance and whether payments are current. If your main question is affordability, ask about attorney fees and payment plans during the consultation. You can leave the conversation with a clearer understanding of the choices even if you began without knowing which chapter to ask about.
Talk with Jeff about your options
Call 619-933-6057 for a free consultation, or request contact and describe the kind of help you are looking for. Jeff answers his own phone and explains the options in plain English. Attorney fees depend on the chapter and the situation; discuss the cost and available payment arrangements before committing.
For a University City consultation, you can choose phone, video or an office appointment. The firm's usual preparation involves electronic documents and one in-person review and signing meeting. Ask what the process would involve for your case, including anything that needs attention before filing.
This page provides general information. A consultation request does not create an attorney-client relationship or guarantee a bankruptcy result. Please do not submit confidential information through the public form.
