Start with the problem you need to solve
San Diego clients can choose between the firm’s two published offices. Neither a downtown address nor a particular neighborhood is required to begin a phone or video consultation.
The Schreiber Law Firm serves San Diego County from its offices in La Jolla and El Cajon. San Diego residents can begin with a phone or video consultation and choose an office for the review and signing meeting. You do not need to decide on a bankruptcy chapter before calling. Start with what is happening now: collection calls, bills you cannot manage, missed payments or a deadline in a notice.
A useful first conversation separates an immediate collection problem from the longer-term debt picture. Stopping a particular collection action and deciding how to deal with the underlying debt are related, but they are not the same decision. Tell Jeff about both.
Compare the two individual bankruptcy paths
Chapter 7 is a different process from a Chapter 13 repayment plan. Income, household expenses, property and the kinds of debts involved help determine which route may fit. Jeff explains those differences using your situation instead of asking you to choose from a label on a form.
For example, a person whose main problem is unsecured debt needs a different review from someone trying to catch up on a mortgage. Tax issues and business obligations also need attention; putting all bills into one total can hide important distinctions. The firm handles bankruptcy and tax-law matters, so mention both when they overlap.
Use the existing resources to prepare questions
The bankruptcy resources cover eligibility, filing, property, repayment plans and fees. They can help you identify questions for a consultation, but general articles cannot determine your result. Make a short list of what you want clarified: whether you qualify, what happens to property, how fees work and what preparation is needed.
If a creditor has given you a date, put it at the top of that list. Do not wait for a routine online form response when the issue is urgent. Call Jeff and explain the timing so he can discuss the next step with you.
Talk with Jeff about your options
Call 619-933-6057 for a free consultation, or request contact and describe the kind of help you are looking for. Jeff answers his own phone and explains the options in plain English. Attorney fees depend on the chapter and the situation; discuss the cost and available payment arrangements before committing.
For a San Diego consultation, you can choose phone, video or an office appointment. The firm's usual preparation involves electronic documents and one in-person review and signing meeting. Ask what the process would involve for your case, including anything that needs attention before filing.
This page provides general information. A consultation request does not create an attorney-client relationship or guarantee a bankruptcy result. Please do not submit confidential information through the public form.
